Personal property you may have on campus is not insured by the University - please check your homeowner's or tenant's policy to find out if your personal items are covered while they are at the University.

What if my research data and samples are lost or damaged in a fire, flood, and/or refrigerators and freezer failures?

The University's blanket property insurance policy provides coverage for the replacement of physical assets and equipment lost or damaged of a covered loss. The cost of reproducing the experiment, biological samples or the cost of gathering, assembling information or data for such reproduction is not covered by insurance.

If I use my personal vehicle for University business, does the University provide any insurance if my vehicle is damaged?

Use of personal vehicles for University business is discouraged because the University's automobile insurance program does not provide physical damage (collision or comprehensive) coverage for any damage sustained to an employees' personal vehicle. The employee is also responsible for any deductible and premium increase as a result of any accident.

When using a personal vehicle on University business, the owner of the vehicle must carry automobile liability insurance. The owner's automobile liability insurance coverage is primary coverage. The University's automobile liability insurance policy provides excess coverage only.