Minimum Insurance Requirements

These guidelines are for Third Party Use of University Facilities and/or Contractual Agreements.

These requirements outline specific minimum insurance coverage and require the non-University entity to provide evidence the following requirements have been met.

Commercial General Liability*

• $1,000,000 Each Occurrence
• $2,000,000 General Aggregate
• $1,000,000 Products/Completed Operations
• $1,000,000 Personal &Advertising Injury
• $100,000 Fire Damage (any one fire)
• $10,000 Medical Expense(any one person)

Automobile Liability

$1,000,000 Combined Single Limit for Bodily Injury and Property Damage per Accident.
Coverage to include hired car and non-owned automobiles.

Workers' Compensation

Statutory.

Employer's Liability

• $1,000,000 Each Accident
• $1,000,000 Disease-Policy Limit
• $1,000,000 Disease-Each Employee

Including coverage for but not limited to contractual, products, broad form property damage, personal injury, host liquor, and independent service providers/contractors liability.

AND

Request that the University of Pittsburgh of the Commonwealth System of Higher Education be named as an additional insured (general and umbrella/excess liability) with respect to the use of the University's premises as agreed to by the University.

Certificate Of Insurance

Require a certificate of insurance evidencing all insurance coverage stated above. Each certificate must include a description of services and dates of the event or contract. The insurance carrier's A.M. Best Rating should be evidenced on the certificate.  In addition to a copy held by the responsible purchasing entity, a copy of the certificate of insurance should be sent two (2) weeks prior to the event to:

Office of Risk Management and Insurance

1817 Cathedral of Learning 
Pittsburgh, PA 15260

Fax: 412-624-1817

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